From the recording Silver Clouds

Jim Howell: lead and harmony vocals, acoustic guitar, electric guitar, drums
Loren Dircks: electric guitars
Michael P. Nordberg: bass
Tim Gallagher: pedal steel

Lyrics

Why’d you have'ta pick today to give a damn?
Woke up in the morn with the deal at hand
Then you walked in and you kissed me hard, I lost my nerve and fell apart
Why’d ya have'ta pick today to give a damn

Why’d you have'ta pick today to call my bluff?
Had it packed up and ready in my pick-up truck
You said go you won’t get to far I went out and my truck wouldn’t start
Why’d you have'ta pick today to call my bluff

Why’d you have'ta pick today To say “I love you”?
My made up it was sure and it was true
But three words from you and it broke my will,
I'm still here and a under your spell
Why’d you have'ta pick today to say “I love you”

Why’d you have'ta pick today to give a damn?
Woke up in the morn with the deal at hand
Then you walked in and you kissed me hard, I lost my nerve and fell apart
Why’d ya have'ta pick today to give a damn